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On My 18th Birthday, My Parents Told Me My Education Fund Was Gone — I Didn’t Cry, I Took Notes

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in moderate-risk accounts, managed by a financial advisor until each grandchild turned eighteen. The terms were crystal clear, written in the kind of precise legal language that leaves no room for interpretation:

“Funds to be used exclusively for post-secondary education expenses, including but not limited to tuition, fees, books, and reasonable living continue reading …

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